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Jason from QuickBooks explains how QuickBooks Desktop Payroll allows you to pay employees using direct deposit. This method transfers funds directly into employees' bank accounts in two business days. To set up direct deposit, begin by selecting the business's bank account, activating direct deposit in the payroll service, and filling in business information. Enter details about the principal officer, who is an authorized signer on the bank account. Add a new bank account by entering bank information and online banking credentials. Security measures may vary depending on the bank.