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In this video tutorial, the CRO designer Soapbox discusses how to apply for a pandemic loan with the Navy Federal Credit Union. The pandemic loan is an emergency relief loan offered at a flat rate of 6% for up to 24 months. The loan amount ranges from $250 to $5,000. To apply, you will need to provide your employment and income information and set up a direct deposit within 90 days. It is important to follow these steps to ensure you can pay back the loan on time.