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In this tutorial, Lee Pearlman discusses the seven most common dirty tricks employed by insurance companies in personal injury claims. The first tactic is the quick settlement approach, where insurers offer a low settlement amount soon after an incident occurs. This initial offer often involves significantly less compensation—up to 400% less—than what individuals might receive if represented by an attorney. Early settlements typically fail to account for critical factors like medical treatment costs, lost wages, or pain and suffering. Pearlman emphasizes that these actions are aimed at minimizing payouts to claimants who may not fully understand the implications of settling quickly.