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thank you and good morning first case of 3801 Biscayne Boulevard vs everbank good morning alright this is an appeal from a final judgment which is ended pursuant to an order which dismissed with prejudice the amended complaint and then denied the motion for rehearing which attached the proposed second amended complaint the action arises from loan documents of promissory note which provided for interest only payments for the first year you wish to reserve any time for rebuttal I think Ill be able to control it without any assistance on the court but I thank you this relates to the changes in terms of agreement correct yes do you concede that if the changes in terms agreement is unambiguous that you do not look to parol evidence to determine the intent of the parties if its unambiguous of course you dont okay so tell me why you believe this agreement was ambiguous the one document isnt but the case that I cited which i think is the OBS case justice company versus taste which is 558 s
