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In this video, Lee Pearlman discusses the seven common dirty tricks used by insurance companies in personal injury claims. The first tactic is settling quickly, often for a low amount, which may be significantly less than what a claimant could receive with legal representation. Pearlman emphasizes that initial settlements typically overlook essential factors such as medical treatment, lost wages, and pain and suffering, which can lead to a discrepancy of up to 400%. Without the guidance of an attorney, victims may unknowingly accept inadequate compensation for their injuries.