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In this video from creditjungle.com, George Anderson discusses how to handle collection accounts on your credit report, particularly focusing on those that are already paid. He explains that even when a collection account shows a zero balance, it can still negatively impact your credit score. This occurs because the date of the last activity updates, transforming an older collection account into a more recent entry without a balance. He emphasizes the lack of leverage consumers have in disputes with collection agencies once the debts are paid, and explores strategies to effectively manage and improve credit reports after dealing with such accounts.
