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In this tutorial, Lee Pearlman discusses the seven most common dirty tricks used by insurance companies in personal injury claims. The first tactic is a quick settlement offer, aiming to provide only a minimal payout, often just pennies on the dollar. Studies indicate that those who settle quickly can receive up to 400% less than those who are represented by an attorney. Such early settlements typically do not account for necessary medical treatment, lost wages, pain, suffering, or other relevant factors. Pearlman emphasizes the importance of being aware of these tactics to avoid being shortchanged in injury claims.