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hi everyone and welcome to this very exciting video so in this video we are going to solve problems that are important for the effect exam so if you are appearing for a exam you should ideally watch this video just before the exam just to recap the concept we are going to focus specifically on numericals so like calculation type questions that you could be asked in the exam okay so lets start with that each question try to pause it solve it and then see the recording for Solutions okay so solve it on your own first and then try to look for the answers so the first question okay I am going to read the question then explain the solution so what is happening your client has a house that is valued at 800 000 on which there is a mortgage of 470 000 and she has an Investment Portfolio of 90 000 97 7000 and a credit line of 45 000 she has a car that is worth thirty five thousand and a car loan that is worth twenty seven thousand theyre asking you what is the approximate net worth so concep