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hey guys welcome to my youtube channel lets talk about credit card charges specifically about albert genius edi payments that you might find on your credit card statement also about how to refund money after you spotted such transactions and how to avoid further charges on your card so albert genius is an app that allows you to take cash advances of up to 250 also it has saving accounts and a service called genius basically you pay money to get financial advice from so-called financial geniuses of albert app of course most people are interested in cash advances of this app but not all people understand that if you try to get instant money from the albert banking app youll have to pay a fee which is the minimum of six dollars and as i understand you dont just pay a one-time fee you subscribe to albert genius and pay for subscription on a monthly or annual basis also albert has a savings account that you also need to pay for moreover some people report that they get charged before get