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This video is about how to Dispute an Insurance Total Loss on a Car. The topic came up when one of our subscribers, Peter wrote in saying this: I was driving on the highway when an SUV in front of me swerved to avoid hitting a deer. I hit it instead. The damage was bad, but not too bad for a good mechanic who could have fixed it up in no time and only cost $1000 or so! But thats not how my insurance company saw things. They were all about how much this car is worth and what kind of repairs would be needed - as if they thought I didnt know better than them. Finally, after weeks of waiting around on their decision, they declared the car totaled - which means theyre going to pay me for the value of my car rather than repairing it themselves! Thats unacceptable because of the fact that its not my fault. I dont want to be compensated for what they think is fair, I just need them to fix this car so I get back on my way. After weeks of waiting around and getting nowhere with their dec