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hanging off welcome back we will have a session on a new topic we will understand what is it that lenders look for in a loan proposal so lets see what lenders check when they assess when the screen a loan proposal so whether its a business entity or an individual borrower lets see what are the things that lenders check while screening a proposal so we will see five important things that all lenders look for in a loan proposal first thing that every lenders the lender looks at is capital or margin contribution in case of business entities every business entity starts with the owner bringing in capital in the business and that gets reflected on the liability side of the balance sheet of the business entity so Lindas look at the balance sheet and check the capital brought in by the promoter or owner in the business how much capital is brought what is the owners stake in the business what is how much is his skin in the game so capital should also increase as the business increases bec
