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hey everyone Anthony venude here with in touch Mortgage Solutions its Friday Finance Fridays and on this episode were going to talk about mortgages underwater what it means for Canadians what does it mean for the real estate market stay tuned you dont want to miss it insured mortgages are in the news once again and earlier this week we heard from some of the major insurers the three major insurers in Canada cmhd Canadian mortgage and housing Corporation Sagan and can I guarantee that some of their mortgages are actually underwater and this may be eerily familiar to what had happened at the onset of the pandemic when we saw and heard the same news about the potential for home prices and their Decline and what it could mean for insured mortgages now why is this important well if we take a second and look at whos insuring the mortgages and whos providing the financing for them it can give us a better understanding of what is actually unfolding in the mortgage and real estate Marketpl