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fire legal liability insurance is a type of insurance policy that provides coverage for damages or losses resulting from a fire that occurs on a property this type of insurance is typically purchased by landlords property managers and business owners who want to protect themselves from Financial losses associated with fires on their properties when a fire breaks out on a property it can cause docHub damage not only to the building but also to the property of others if the fire spreads to neighboring buildings or if people are injured or killed the property owner may be held legally responsible for the damages fire legal liability insurance provides coverage for these damages up to the limits of the policy fire legal liability insurance is different from property insurance property insurance provides coverage for damage to the insured property itself while fire legal liability insurance provides coverage for damages caused to other peoples property for example if a tenants proper