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(upbeat music) - Hi everybody this is Paul Yokabitus from Cary Estate Planning back with another video as part of our 2020 challenge. And today I wanna talk about promissory notes and what happens after youre gone. So if you are the owner of or the beneficial interest owner of the promissory note meaning somebody is paying you installment payments under a debt obligation called a promissory note, it helps to think through what would happen to that beneficial interest if something happened to you and so we we sometimes will see clients who sold a business or who sold real estate and theyre receiving installment payments under a long-term mortgage or promissory note. And usually these sorts of tools, these sorts of instruments dont set out what happens to that payment obligation if something happens to you if you pass away. And so the default is usually that this is a beneficial interest that would pass to your estate and these sorts of installment payments would instead have to be pa
