Easily Delete Surname Field in the Payment Guaranty

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How to Delete Surname Field in the Payment Guaranty

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hey this is kalia with southern regime um so one of the first things you need to do when youre cleaning up your credit report is get a lot of the extra information off of there so thats names addresses old jobs you want to clean all of that up and most people tell you to just send in a dispute letter which you will have to do for experian but for transunion and equifax theres actually an easier option so transunion equifax actually both have the option for you to sign up for an account online you dont have to sign up for the paid version you can actually just get the free version and on that free version after youve set up all your account you can go to disputes you can go to personal information and then you can just pick through and remove whatever you want to remove you can literally click it hit delete click it hit delete and you want to leave it so that theres one name one address and one job and you can do the same for my equifax and thats found in myequifacts.com my equif

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Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

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What are the two exceptions when a creditor may ask the applicants marital status?

Unmarried may be defined to include divorced, widowed, or never married, but the application must not be structured in such a way as to encourage the applicant to distinguish among these. A creditor may ask if an applicant is receiving alimony, child support, or separate maintenance payments.

Is it legal for a creditor to deny an applicant credit based on marital status or age?

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicants income derives

Are inquiries about marital status permissible?

If an application is for other than individual unsecured credit, a creditor may inquire about the applicants marital status, but shall use only the terms married, unmarried, and separated. A creditor may explain that the category unmarried includes single, divorced, and widowed persons.

What are two questions you should avoid asking based on ECOA?

Any questions about your race, ethnicity and gender cannot be used as a reason to approve or deny your credit application. Creditors have to provide equal information to all borrowers throughout the entire transaction.

Can I change my loan guarantor?

Once the loan has been paid out and the loan contracts have been signed, it is not possible to change your guarantor.

How do I remove a personal guarantee?

A guaranty, much like any other contract, can be revoked later if both the guarantor and the lender agree in writing. Some debts owed by personal guarantors can also be discharged in bankruptcy.

Can you ask an applicant about marital status if the applicant requests secured credit?

If the credit transaction is to be secured, the bank may ask the applicants marital status. (This information may be necessary to determine what would be required to gain access to the collateral in the event of default.)

How do I remove my name from guarantor?

You may get issue a legal notice to remove your name as guarantor and ask the bank to recover the amount from the principal borrower. A. being guarantor does not affect only cibil score. after default you can not remove as guarantor.

When can a creditor ask about an applicants marital status?

If the applicant either resides in a community property state or lists assets to support the debt that are located in such a state, the creditor may ask the applicants marital status.

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Delete Surname Field in the Payment Guaranty