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In this tutorial, Andy, a collection specialist at Credit Sage, explains how individuals can remove national credit systems from their credit reports, often without paying their debts. He assures viewers that they will leave the video with clear next steps. He emphasizes the importance of addressing issues like identity theft or incorrect balances, which may require a settlement. Credit Sage collaborates with local attorneys who can assist without any costs to the consumer, regardless of the outcome. Andy notes that these legal services are in addition to efforts to permanently delete problematic accounts from credit reports.