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Lee Pearlman discusses the seven most common deceptive tactics insurance companies use in personal injury claims. The first tactic is quickly attempting to settle the claim for a low amount when another party's insurance is involved. Insurance companies often offer settlements that are significantly smaller than what victims deserve—studies suggest a potential difference of up to 400% between settlements for unrepresented individuals versus those with legal representation. Quick settlements typically do not account for essential costs like medical treatments, lost wages, or pain and suffering. Pearlman emphasizes the importance of understanding these tactics to protect one’s interests in the claims process.