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In this tutorial, Lee Pearlman discusses seven common deceptive tactics employed by insurance companies in personal injury claims. The first tactic involves settling quickly, often for a minimal amount, which may not account for essential factors such as medical treatment, lost wages, pain, and suffering. Studies indicate that those who settle early may receive significantly less—up to 400% less—compared to individuals represented by attorneys. This tactic aims to minimize payouts by resolving claims before all necessary costs and damages are fully assessed, emphasizing the importance of legal representation in personal injury cases.