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hello and welcome to the chicago regional council of carpenters supplemental retirement fund my name is lily fuentes representing john hancock and today's brief presentation is going to talk about how your future starts today how easy it is to review your plan and keep in touch with your account a little information about us john hancock your retirement provider we have close to 160 years in the financial industry with over eight decades of years working with retirement plans with great expertise servicing more than 2.8 million participants just like yourselves spread all across the united states personally for myself i've been working with retirement plans for over 20 years and i'm here to focus on the education aspect i do not get paid commission whether or not you decide to change investments or make any changes uh i am here solely to help everyone understand how your plan works it can get confusing a little bit about your basics and talking about the retirement future and your dre...