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Today, Jay from Ask a Debt Collector discusses the pay to delete letter, its benefits, and whether debt collection agencies are required to accept it. Jay, with over 15 years of experience in the debt collection industry, explains that the pay to delete letter is a negotiating tool that can be sent to a debt collection agency. Stay tuned for more information and a bonus at the end of the video. Ask Jay any questions in the comments, and he promises to answer them.