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on todays MythBusters were going to be talking about voluntary repossessions specifically if a consumer voluntarily surrenders their vehicle theyre not liable for that loan balance anymore right not always if a consumer falls behind on their payments towards their car loan and cant catch back up they might decide that its in their best interests to voluntarily surrender that vehicle to the car loan company now once that action is completed the car loan company is required to sell the vehicle at either a public auction or a private party sale most of the time the car company has to give the consumer notice of the sale and the car company has to sell the vehicle at a fair market value price the car company then applies the proceeds from the sale at that fair market value price and if theres any balance still left on the loan the consumer is responsible for that balance so for example lets say a consumer has a ten thousand dollar car loan balance loses their job cant afford their
