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In this tutorial, Lee Pearlman discusses the seven common tactics that insurance companies use to undermine personal injury claims. One key strategy they employ is to settle claims quickly and for much lower amounts, often significantly less than the claim's true value. Research indicates that settlements negotiated without legal representation can be up to 400% lower than those handled by an attorney. Quick settlements may fail to account for crucial factors such as medical treatment, lost wages, and pain and suffering. Pearlman emphasizes the importance of understanding these tactics to avoid being shortchanged by insurance companies.