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when should I remove collision coverage [Music] Thank You Janice for docHubing out with this great question about when it is appropriate to remove collision coverage from your vehicle when that coverage is obviously thought to be no longer needed now this question is really based in your budget and your value not only the value of your vehicle but the value of the cost of that insurance product that youre paying for your auto policy collision coverage is associated with a deductible now that deductible for most of my clients is $500 or $1,000 now if you have a vehicle that is only worth $1,000 its time to not have $1,000 deductible on that vehicle and it may be time to discuss the value of having collision insurance at home or a collision coverage on the insurance at all what I would recommend is that you look at the value of your vehicle go to Kelly Blue Book Ill put a link below so you can take a look at that site check out what they show the value of your current vehicle to be now