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hey everybody welcome back to monday with molly this is molly dean with leader one financial im her little partner andrew kausman every week were going to come to you and just chat about little parts of the mortgage process that we get a lot of questions about youve been doing this for 17 years and just some common terms phrases or you know questions that realtors have buyers have during the process so today i thought we could chat a little bit about what goes into the appraisal process after youve gone under contract on the house once the appraisal is done what is conditional approval okay and then what gets you from conditional approval to clear to close so lets start with tell me a little bit about when you get an appraisal what that looks like so the appraisal process is the questions that we are getting so much right now because with the values as such people offering more things like that thats very a very high stress moment in the process so we order an appraisal once the