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hey everyone and thank you for watching this is Erica Macias with Barrett Company Inc Realtors and today Im so excited because we are having our quarantine morning chat and coffee with our host for today who has how many years of experience 30 years Wow 30 years yeah so our host for today has 30 years in the title and escrow industry she was also the president of the escrow association of nevada miss madam Toastmaster as well best presenting sister jennifer smith with lawyers title Jennifer Smith is a senior escrow officer and team branch leader at lawyers title Ive had the honor to work with Jennifer Smith for the past 14 to 15 years I originally met her when I worked for first American title and attended the national escrow association because once upon a time ago I wanted to become an escrow officer I actually I wanted to be an escrow officer assistant back in the day just being an escrow officer assistant was just so cool everybody I dont know when youre in the title industry