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there is no question that divorce and debt can be a dangerous combination if youre not careful divorce can wreak havoc on your credit score making it very difficult to get credit in the future my guest here today is jacqueline shapiro and shes going to talk with us about things people can do to protect their credit score to create a more amicable process in the divorce that can also be beneficial for their future she is the founding member of shapiro hearst and associates located here in dallas texas and shes been helping people work through their credit issues for over 25 years jacqueline thank you so much for taking time to be here oh it is my pleasure jennifer all right as we get started talking about this very important issue i just want to talk about the credit score what is it why is it that on every credit card statement i have a different credit score im always so confused about that so can you kind of help us like unbundle the myths or mysteries around the credit score tha