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In this video, the concept of a certificate of insurance (COI) is explained as a crucial document for companies. The most commonly used type is the 25 form, which condenses all necessary insurance policy details onto one standardized page. It is important to understand that a COI is not the actual insurance policy, but rather a summary of key information including coverage type, effective date, and policy limits. It is emphasized that there are different variations of the form, so not all will look the same. To aid in comprehension, a COI template is provided for download in the video description.
