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foreign Sacramento hi Christy welcome to the Ramsey Show hi thank you for taking my call sure how can we help um so me and my husband are new to the show we just started watching it this month and we just started babysit too but my husband wants to wait to pay off our student debt by to hear what the government says um but I want to just put it all in with our debt snowball I was wondering if you can give me some advice on how to talk to him about that Sweet It Is he still believes theyre gonna do it thats so sweet I mean oh how much of how much student loans do you have of together its 14 000. did you sign for the loans this is what I thats what I would say to him Id say did we sign for these loans lets pay them off yeah um here theres a high correlation between peoples ability to build a wealth and their belief that their Destiny is in their hands not the governments very few next to no people next to nothing next to zero of the millionaires that we have interviewed over 30 y