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hello everybody this is Eddie Gabor I am the co-founder and CEO of key advisors group please subscribe to our YouTube channel for our most up-to-date videos and content that we push out uh to everyone to try to bring value to their families I wanted to shoot todays video due to the circumstances that have changed economically in our opinion in a big way and it really stems from the liquidity risk and credit risk that we now have upon us uh due to these bank failures that weve had for those of you that have been following us for uh years you know that back in the very beginning of 2021 weve warned about this economic cycle heading in the wrong direction and sometimes these Cycles can last anywhere from 16 to 24 months we dont know how long this one will last were going to wait and see what the data tells us before we pivot and become bullish but weve gotten a lot of questions that have come from the interview I had on Fox Business us where I made this statement that theres nothin