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Nicole Vinson, an attorney with the Merlyn Law Group, specializes in handling denied or delayed property insurance claims nationwide, both commercial and residential. She discusses the importance of promptly reporting any loss, no matter how catastrophic or minor it may be. It’s crucial for policyholders to be prepared when presenting their claims to insurance companies, understanding that the initial response might not be favorable, even after years of paying premiums or having a long-standing relationship with an agent.