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all right folks hey going a little bit of a different direction in todays video typically Im talking about my retirement Journey decisions Ive made why I made them uh I also talk about uh gaps I see in other peoples plans you know I dont link it to a particular individual I do a lot of retirement coaching over 130 people so far and I see some common themes and I like to share them with you so you wont make those same mistakes I typically see on average its right at eight eight action items that I say I think you need to study this more heres a gap heres a problem heres what I think youre doing really well but can do better um and you know I I typically the lowest Ive seen is made is five uh discussion points with somebody in the highest was 16. but today Im going to cover the 16 questions most common questions that you ask me these are from the last month 25 persons what what are they asking me whats on their mind um so I thought that would be fun so the challenge here is