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In this video, George Anderson from creditjungle.com addresses how to handle negative items on credit reports, specifically focusing on collection accounts. He explains that even if you have paid off a collection account, its presence on your credit report can still negatively impact your score. Once paid, the account shows a zero balance, but it may be updated as a new collection account rather than an older one, which can be detrimental to your credit. The discussion emphasizes the importance of understanding how reporting dates affect your credit health, even for resolved accounts, and explores strategies for addressing these issues with credit bureaus.
