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In this tutorial, Lee Pearlman discusses the seven most common deceptive tactics used by insurance companies in personal injury claims. The first tactic involves the insurer offering a quick settlement, often significantly lower than the true value of the claim. Studies show that settling early can result in compensation that's up to 400% less than what an attorney could secure, as initial offers typically do not account for medical treatment, lost wages, pain and suffering, or other relevant factors. Pearlman emphasizes the importance of having legal representation to navigate these challenges effectively.