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In this video tutorial, George Anderson discusses how to handle negative items on credit reports, particularly focusing on collection agencies and accounts that have already been paid. He explains that even if a collection account shows a zero balance after payment, it can still negatively impact your credit report. This is because paying the account can update its status, making it appear as a new collection account, which can harm your credit score. Anderson emphasizes the importance of understanding how these updates affect your credit history and what steps can be taken to address these issues. For further details, he refers viewers to resources available at creditjungle.com.