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In this video by George Anderson on Creditjungle.com, he addresses how to manage negative items on your credit report, particularly concerning collection accounts. He explains that even if a collection account has been paid, it can still harm your credit score. Once paid, the account, which may have been one year old, is updated to appear as a new collection account with a zero balance. This change can negatively impact your credit report, as it essentially resets the age of the debt. The discussion highlights the challenges individuals face when dealing with collection agencies and the implications of paid accounts on their credit history.
