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In this video, Lee Pearlman discusses the seven common dirty tricks used by insurance companies in personal injury claims. The first tactic is to settle quickly, often for a low amount that fails to cover essential costs like medical treatment, lost wages, and pain and suffering. Studies indicate that settling without legal representation can result in settlements that are significantly lower—approximately 400% less—compared to those represented by an attorney familiar with insurance practices. Pearlman emphasizes the importance of being cautious with early settlement offers, which typically do not take into account all relevant damages and future expenses.