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In this video, George Anderson discusses how to handle collection agencies affecting your credit report. He highlights that even if a collection account is paid off, it can still negatively impact your credit score. The account might shift from an older collection with a balance to a new collection with a zero balance, which can reset the reporting timeline and hurt your credit standing. Anderson references an earlier video where he covers strategies for addressing negative items on credit reports, particularly focusing on dealing with collection accounts through credit bureaus. The importance of understanding how reporting dates affect credit scores is emphasized.
