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In this video tutorial, Lee Pearlman discusses the seven most common tactics insurance companies use in personal injury claims. The first tactic is to offer a quick settlement, often at a fraction of the claim's true value. Statistics indicate that those who accept immediate settlements could receive up to 400% less than those represented by an attorney. Quick settlements may not account for necessary medical treatments, lost wages, pain, and suffering, among other factors. The aim is to minimize payouts by encouraging victims to settle before fully understanding their rights and the extent of their injuries.