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the OCBC mobile banking app allows you to send money to your friends or family members via pay now if they do not have pay now you will first need to add a new pay to do so you will need to have your security ready one after logging in open the side menu and select transfer funds to select add or delete payees and fill in the details required including pays name bank and account number and your initials which will inform the payee of whom the payment is from three select add payee and review your pays details one last time before selecting submit now you will need your security follow the instructions on your mobile phone to generate the one-time password five enter the password and select submit you have successfully added a new payee to transfer funds one select the account you would like to pay from and your payee to select when youd like the money to be transferred and enter any other details you would like to include 3 enter the amount you would like to pay for slide to submit