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hey guys greg mcintyre the other oil guy im doing a little work after hours at the house just finished eating dinner and i wanted to jump on because something from today and really from the last year so has been bugging me and and you need to know this so we draft a lot of financial powers of attorney we draft those probably every single day and i talk about how those are some of the most important documents that you could have while youre live and i want to tell you what to do if a bank says no if a bank or financial institution an investment company an insurance company says were not going to honor this and there might be some reasons why they do that number one my first thought is one reason a bank or a financial institution where a loved one say your spouse a parent you know owns stock or an insurance product like an annuity you know that pays out over time those are insurance company products a lot of financial planners sell these things because they make money off them and als