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In this video tutorial, Lee Pearlman outlines the seven most common tactics used by insurance companies in personal injury claims. He emphasizes that these tactics are frequently encountered. The first tactic discussed is the quick settlement offer, where insurers propose a low settlement amount soon after an incident. This rush to settle often overlooks essential factors like medical treatment, lost wages, and pain and suffering. Research indicates that individuals represented by attorneys tend to receive significantly higher compensation—up to 400% more—compared to those who accept early settlements. Pearlman advises against accepting these quick offers and highlights the importance of legal representation.