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In this tutorial, Lee Pearlman discusses the seven common tactics insurance companies use in personal injury claims. The first tactic is to quickly settle claims, often for significantly less than what victims deserve, sometimes as low as 25% of a fair amount. Research indicates that individuals who accept quick settlements receive about 400% less than those represented by an attorney. Quick settlements often overlook crucial factors such as medical treatment costs, lost wages, and pain and suffering. Pearlman emphasizes that these tactics are common and encourages individuals to be cautious when dealing with insurance companies.