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the subcommittee on Health employment labor and pensions will come to order I note that a quorum is present and without objection the chair is authorized to call a recess at any time the subcommittee is meeting today to hear testimony on solutions to address Health Care challenges facing Working Families and small businesses so good morning everyone and welcome to todays hearing I can remember President Obamas promises regarding Obamacare if you like your plan you can keep your plan if you like your doctor you can keep your doctor premiums will go down with the Affordable Care Act sadly but not surprisingly these were all misleading empty broken promises in reality obamacares regulations mandates inflationary subsidies and misguided economic incentives have made Health Care even more unaffordable for Americans in the commercial Market its no surprise after 13 years of Obamacare three and four Americans grade the Health Care system as a d or an F working Americans and their families