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In this episode of "All Up in Your Business," attorney Aiden Kramer discusses independent contractor agreements. He explains that independent contractors provide services to a business but are not employees. For instance, he refers to himself as a contractor when working with businesses and mentions hiring a bookkeeper as an example. Kramer emphasizes the importance of having a written agreement that clearly outlines the relationship between the business and the contractor. Key points to include in the agreement are the specific services the contractor will perform and the payment terms, such as the contract amount.