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Welcome to Quotacys QA Friday where we answer your life insurance questions. Quotacy is an online life insurance broker where you can get life insurance on your terms. Im Jeanna and Im Natasha. Todays question is: how do I cancel my life insurance policy? The type of life insurance policy you have, whether term life insurance or permanent life insurance, will make a difference as to how you cancel it and what options you have. Canceling a term life insurance policy is pretty straightforward. And there are no fees to cancel a term policy. If you pay monthly, just simply stop paying the premiums and the policy will lapse which ultimately terminates it. When you stop paying you will receive notices stating that your policy will lapse due to non-payment. If you change your mind and want to keep your policy you have a grace period to pay the premium and keep your policy active. If you pay annually, quarterly, or biannually call the insurance company and tell them you want to terminate