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hey whats going on guys welcome back its timothy williams jr a lot of us are dealing with negative items that are affecting our credit score after graduating high school i was having chest pains and had to get rushed to the emergency room the unfortunate thing was i didnt have any health insurance so as you can imagine i had a doctor bill that was affecting my credit score so i found a credit repair company on instagram i was paying them 99 per month for about six months to get that doctor bill removed from my credit report after six months of them sending out dispute letters i noticed that they werent getting this doctor bill removed from my credit report i cut ties with that credit repair company and did my own research and found out exactly how to get that negative item removed from my credit report in this video im going to share with you guys exactly how to get negative items removed from your credit report so you can help others around you you can turn this into a side hustl