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hi everyone Chris room with the room Insurance Agency licensed Independent Insurance agent located in Cincinnati Ohio currently hold a license in 18 states today I want to go over a term life quote and what actually goes into it versus what youll see on advertisements via social media radio Etc theyre usually advertising a very short term length which you can see there are quite a few options but theyre usually advertising a 10-year term thats usually probably on a 25 to 30 year old male or female okay very rarely does a 25 to 30 year old person need a 10-year term and lets say oh their parents some docHub money due to maybe some type of law okay most people want to choose between a 20 and 40 year term yes I do have carriers that go all the way up to 40 years so that 25 year old would probably be more interested in a 40-year return and a 40 year old might be more interested in a 20 to 25 year term so the idea of term life is to get a very large death benefit at the lowest pre