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so I met with a client yesterday he said Mark were very successful we make close to seven figures per year were looking to put some money somewhere we dont want to put it in the market because we dont want to risk losing it we dont want to put it in real estate because the real estate Markets a little out of control right now we think theres going to be a correction and he said were also looking for some type of tax advantage slightly skeptical in the beginning not knowing if I could help her or not he said Mark what you got for me I said Mr client we got you let me tell you a little bit about what we call LARP l-i-r-p thats called life insurance retirement plan its built on the framework of an indexed universal life insurance policy thats a permanent cash value policy where you can get the highs of the market without any of the losses I said Mr Klein the way that we design these policies are for minimal death benefits so your cash can accumulate as fast as possible with com