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In this tutorial, Lee Pearlman discusses seven common deceptive tactics used by insurance companies in personal injury claims. The first tactic is the quick settlement approach, where insurers aim to settle claims rapidly for significantly low amounts—often only a fraction of what a victim may be entitled to. Studies indicate that settlements made early by insurance companies can yield about 400% less than those negotiated with legal representation. Quick settlements typically overlook essential costs such as medical treatment, lost wages, and pain and suffering, leading to inadequate compensation for the injured party. Pearlman emphasizes the importance of being aware of these strategies.