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whats up everybody i know you probably just got off of work youre probably tired frustrated aggravated but one thing for sure youre trying to improve your credit and remove these medical collections off your credit report maybe you want a house maybe you want a car maybe you want funding for your business whatever that is youre at the right place at the right time and if youre ready for this journey and ready to win and get results like this and like this like this stick around because im gonna show you how to win [Music] step one the first thing you want to do is download all three credit reports not credit karma you want to go to .identityiq.com because they show all three credit reports you dont want to look at just two because that medical collection can be on all three so what you want to do is pinpoint where this these collections are at and see if theyre on all three and not just two and what happens is identity iq gives you enough information to dispute unlike credit ka